Introduction to Credit men and trading on tic

Credit men

Credit men are looked upon as cold, calculating automatons, on a par with morticians-men who do a necessary job. What a governor is to an engine, credit men are to industry. Each department is geared to go, but this governor, this credit executive’s caution, spells the difference between a plant with a profit and one wherein only the wheels are spinning.

Credit men are well aware that many a man is poor today because his credit was good yesterday; he drives a mortgaged car, travelling a bond-financed highway, on credit card gas. They also are “on” to people who try to keep the wolf from the door by frequently changing their addresses.

Credit, like love, is a many-splendored thing. A man admiring his new suit bragged to his friend: “The wool is from Australia, the buttons from California; the thread came from Japan, and the lining from New York.” His friend wondered what was so wonderful about all that, and he replied: “Why, isn’t it wonderful that so many people can make a living from a suit I haven’t paid for?”

Trading on tic

No nation in history was ever sitting as pretty as we’ve been for nearly two decades; anything we want, we go out and buy on credit. Thus we have no economic problems- except that some day we may have to pay. Everyone puts out credit cards; only the government collects cash. Time was when our tastes had to be in harmony with our income. Now we operate on a dollar down and a dollar a week, and we all grow old together.

Everybody owes everything to his charge account, yet bankers refuse to take credit cards as collateral. Peoples’ wallets are bulging with credit cards but not with money; they buy on the lay awake plan. By trading on tic they look as though they’re getting up in the world when what they’re really doing is making only a down payment.

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